KNOWLEDGE CENTER
IUL Explained
An Indexed Universal Life policy is a form of permanent life insurance. This video explains the features of this policy and how it can be used while you are living.
401(k) Rollovers
LIRP Advantages and Disadvantages
401(k) Rollovers
College Savings Plans
There are several ways to save for your childrens college expenses. Here is an explaination of a few options.
LIRP Advantages and Disadvantages
A LIRP is a life insurance policy that incorporates many of the tax-free features of the traditional retirement accounts, like a Roth IRA.
Cash grows income tax free inside your policy during the contribution years and income is taken income tax free through policy loans. In addition to the distributions being completely tax-free, these distributions do not increase your taxation of Social Security.
Retirement Account Funding
Not all retirement accounts are the same. A prudent investor needs to know how different accounts work to manage the inherent risks that they have. Also, the ability to use the money in these accounts is an important consideration.
The 5 Gotchas of Money
This video explains 5 things to watch for as you grow your retirement account. Your financial plan should account for ways to manage these risks. A strong financial plan has both
offensive and defensive strategies.
3 Ways Money is Taxed
Did you know that not all money is taxed the same? This video describes the 3 ways money is taxed.
The 5 Gotchas of Money
This video explains 5 things to watch for as you grow your retirement account. Your financial plan should account for ways to manage these risks. A strong financial plan has both
offensive and defensive strategies.
The X-Curve
This is an easy to follow illustration of how to think about your life insurance and retirement needs.
The Pros and Cons of a 401(k)
For general information about how a 401(k) works so you can be more informed about your retirement savings strategy.